Wasn’t this expected though?
The Bank of England said that they weren’t going to alter interest rates despite a slight interest rise because they believed it was only temporary and would settle back down in a few months.
Obviously though mortgage lenders can do whatever they want. They have a justification for raising rates right now so why wouldn’t they?
If it’s Bethesda they just provide you with the basic horse, only sometimes do all its legs fall off, you have to mod it to have additional functions, and stable legs.