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Joined 1 year ago
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Cake day: July 4th, 2023

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  • I’d expect a lot more use of buy now pay later schemes like Klarna.

    It’s similar to a credit card, but prevents build up of crippling debt.

    I personally use my credit card and pay in full each month, not because I need the credit, but because in the UK you get the benefit of Section 75 protection on purchases. I’ve used that a few times when companies have gone bust. If I’d paid on debit card I’d have been screwed.















  • I divide my officers into four classes; the clever, the lazy, the industrious, and the stupid. Each officer possesses at least two of these qualities. Those who are clever and industrious are fitted for the highest staff appointments. Use can be made of those who are stupid and lazy. The man who is clever and lazy however is for the very highest command; he has the temperament and nerves to deal with all situations. But whoever is stupid and industrious is a menace and must be removed immediately!

    –Kurt von Hammerstein-Equord