The potential charges, says Marianne Lake, CEO of consumer and community banking at JPMorgan, are a result of new regulatory rules that cap overdraft and late fees. Lake says Chase will be passing along those increased expenses to customers, which would put an end to now-free services such as checking accounts and wealth management tools. And she says she expects other banks will follow suit.
If you’re curious about who still needs checks, I need them for random things for my kid’s school because they themselves are ancient. I also know some people who refuse to pay their rent electronically because some asshole landlords love to tack on bullshit “electronic payment” fees. But I agree with you in every single way. I wish credit unions were more accessible in more areas though. It’s not like you’ll find out around every block like a traditional bank.
https://co-opcreditunions.org/locator/?ref=co-opsharedbranch.org&sc=1&utm_source=co-opfs.org&utm_medium=cta&utm_campaign=b2bsite&utm_term=locatorpage
Look at the map of your area and see what’s there. This is only the branches - for atm, any 711 has a navy Federal credit union ATM that should link to your bank account.