Dave Ramsey is typical right-wing evangelical cult leader, but instead of dipping directly into religion, he is a conservative financial coach. He’s the human manifestation of “stop eating avocado toast” and “get a third job.” He has fired employees for being gay, being pregnant, being non-Christian, and for having premarital sex. He forced his employees to remain in office during the pandemic.

So it should be no surprise that his advice involves becoming a selfish, heartless jackass. He wants his working class followers to be good boot lickers who are self-sufficient and satisfied with their economic ceiling, and not believe in the potential for progress that would benefit society but may be detrimental to grifters like himself. That means his followers need every one of their hard-earned pennies to pay their bills and grow their nest egg, rather than waste any bits on generosity or compassion.

TLDR: If you’re poor and you support mom, you might become too poor to perceive success from Ramsey’s advice. That’s what it comes down to. Fuck him.