Republican vice presidential nominee J.D. Vance has shared some details about the Trump-Vance campaign’s health care plan, and it appears to allow insurers to charge more for preexisting conditions.

Vance gave details on NBC’s Meet the Press on Sunday, where he told Kristen Welker that Donald Trump’s plan involves “deregulating insurance markets, so that people can actually choose a plan that makes sense for them.”

This would appear to roll back some of the Affordable Care Act, which got rid of insurance companies’ ability to deny coverage based on preexisting conditions. Prior to President Obama’s legislation, it was difficult to get affordable health care coverage except through Medicare, Medicaid, or employer-based plans. While health care plans were available outside of that, insurers sought profits by weeding out people likely to require medical care.


🗳️ Register to vote: https://vote.gov/

  • AFK BRB Chocolate@lemmy.world
    link
    fedilink
    English
    arrow-up
    8
    ·
    2 hours ago

    It’s so crazy that anyone aside from the people who own insurance companies thinks things were better before the ACA. I had a friend who got bone cancer and had a leg amputated at 17. For that type of cancer, it’s nine years before they consider you in full remission, so he was essentially uninsurable for nine years because of the pre-existing condition.

    There were people who had insurance that covered almost nothing because that’s all they could afford - the ACA got rid of plans that didn’t actually provide a benefit.

    Our healthcare system is really, really terrible, but it’s so much better than before the ACA.

      • AFK BRB Chocolate@lemmy.world
        link
        fedilink
        English
        arrow-up
        1
        ·
        43 minutes ago

        I’m not understanding. I’m saying there are people who think things are better now, and I think that’s crazy - the only ones who legitimately had it better before are insurance companies, who could just cancel you if you were costing them money.

  • partial_accumen@lemmy.world
    link
    fedilink
    arrow-up
    32
    ·
    5 hours ago

    Vance said that under Donald Trump’s plan, Americans wouldn’t be put “into the same risk pools.” In other words, healthier young people wouldn’t be in the same risk pool as older people more likely to need medical care, lowering costs for younger Americans.

    If this statement is true to their plan there’s a bigger implication that should worry more than 50% of Americans.

    Americans wouldn’t be put “into the same risk pools.”

    Men wouldn’t be in the same risk pool as women. Guess which group has higher overall health insurance because one group has a much more complicated and functional reproductive system?

    For those that don’t remember life before the reforms put in place, men were charged a small fraction of health insurance premiums compared to women. I remember as a young man when I learned this by comparing my pay stub with a woman coworker that was the same age as me at the time. We were both in our early 20s. To reiterate; we were the same age, same employer, same insurance company, same plan, the only difference was gender.

    I was paying $23 every two weeks. She was paying $110.

    I was shocked and embarrassed. I fully supported the reforms that lead men and women to paying equal rates even though that meant I had to pay much more than I had in the past.

    • BrianTheeBiscuiteer@lemmy.world
      link
      fedilink
      arrow-up
      3
      ·
      3 hours ago

      That would literally drive me out of the country. Both of my children have special needs and I hit my out of pocket maximum almost every year.

  • just_another_person@lemmy.world
    link
    fedilink
    arrow-up
    70
    ·
    6 hours ago

    Of course. Deregulate the market that is responsible for keeping you alive ,but would rather let you die than cover a pre-existing condition. Super smart play. Classic JD.

    • BrianTheeBiscuiteer@lemmy.world
      link
      fedilink
      arrow-up
      6
      ·
      3 hours ago

      When an industry profits off of death and misery you NEED to regulate it. And because of libel and slander laws you can’t even call these companies out for the shit they do unless you have a lawyer to back it up.

  • nul9o9@lemmy.world
    link
    fedilink
    arrow-up
    10
    ·
    5 hours ago

    I’m getting pretty worried with my MS and it’s super fucking expensive medication.

  • UnderpantsWeevil@lemmy.world
    link
    fedilink
    English
    arrow-up
    16
    arrow-down
    1
    ·
    6 hours ago

    “deregulating insurance markets, so that people can actually choose a plan that makes sense for them.”

    The problem with the modern insurance market is Not Enough Crypto.

  • Nougat@fedia.io
    link
    fedilink
    arrow-up
    3
    ·
    6 hours ago

    I’m sure all those younger Americans won’t care one bit when their parents and grandparents can’t afford health insurance.